OBJECT OF COVER YOUR ASSETS: The object of Cover Your Assets is to be the first player to reach $1,000,000 and become the winner!

NUMBER OF PLAYERS: 4 to 6 players

MATERIALS: 110 Assets Cards

TYPE OF GAME: Collective Card Game



Cover Your Assets begins as a friendly card game until it is not! Players attempt to gather and collect as many assets as they can, with the goal being to earn as much money as possible. Players have the ability to steal from others, which can lead to some heated arguments! 

Be careful, you may get smug, and plan to steal everyone else’s assets. Don’t forget, they are probably coming for yours as well!


To begin setup, shuffle both decks together and ensure each player is dealt four cards. Place the rest of the deck in the center of the table, creating the draw pile. Flip over the top card, placing it beside the draw pile. This creates the discard pile. The game is ready!


The player on the dealer’s left begins the gameplay. Each turn, the player must do one of four actions. The first option is to make a pair of assets from your hand by matching two assets cards or an asset card with a wild card. Each time a new pair is made, place it perpendicular on the prior assets of your stack.

The second option is to make a pair with a card from the discard pile. If the top card of the discard pile can create a pair with a card in the player’s hand, they may use that to make a pair. Place this pair on top of the asset pile, perpendicularly. 

The third option is to attempt to steal another player’s assets. The player shows another player a card that matches their top assets or a wild card. The player may defend by showing a matching card or a wild card. This battle continues until a player has no more matching cards or wild cards. The last player to show a card receives all cards used during the battle as well as the asset that was challenged for. 

The final option is to discard and draw. If a player is unable to do one of the first three actions, then they may discard a card and draw a new one from the draw pile. 

At the end of each turn, players may replenish their hands to bring their hand back to the original number they started with. Once the draw pile is empty, gameplay continues without the option to replenish their hands. After the last card has been played, the game comes to and end and points are tallied.


After all cards have been exhausted, players tally the face values of the cards in their hand. The first player to reach $1,000,000 wins the game! If two players tie, the winner may be decided through tug o war, a staring match, or thumb wrestling!

Nakoa Davis